The moment you buy auto insurance is the moment you likely forget about it. It’s just another responsibility to check off a list. But auto insurance is a major purchase, and one THINK Insurance & Financial Services knows you should pay more attention to.

1. It Protects You

if an uninsured motorist hits you, insurance may be the only thing that helps you pay for the damages. It’s a safety net that keeps your finances from being sucked away, and there are a variety of events it helps you with.

2. You May Not Have the Right Policy

If you’ve chosen the bare minimum of coverage, there’s likely a few scenarios that will end up costing you more than you can afford. For example, California has its own limits when it comes to bodily and property damage, and everything else you pay will be out of pocket.

3. Insurance Can Be the Best Source of Advice

Knowing who to call can be just as important as the research you may do on your own. If you live in Pomona, CA, you’re going to want to work with someone who can actually help you, and answer your questions as honestly as possible.

4. It’s Not Just About You

Insurance helps every driver on the road, not just you. The roads cannot stay safe if people don’t practice security in their daily lives, and insurance is an exceptionally large part of that.

5. The Company You Keep Is Important

THINK Insurance & Financial Services serves the people of Pomona, CA, and we’re here to make it easy to both obtain and understand insurance. We can help the new and the seasoned drivers alike. If you’re looking for information or a new quote, then give us a call today!

Yard sales are good ways to make some extra money while also making some more room in your home by removing things that you no longer use. However, when you want to have a yard sale in Pomona, CA, you simply cannot have one on a whim if you want to be successful. Use these tips from THINK Insurance & Financial Services so you can have a more successful yard sale this year:

• Invite your neighbors to join. If you live in an area with several residences, you should ask if anyone else wants to join in. The more people you have, the more traffic you will have because they can help spread the word and people like to come to big yard sales.
• Clean the items before selling them. Even if they are not blatantly dirty, you should clean them before you put them out. People are more likely to purchase things that are clean than they are if they are dirty or dusty.
• Plan it for the weekend and advertise. You should make sure you schedule it for the weekend so you can get more people to come. You should also take the time to put some signs out ahead of time so people can see them during the week.

You should have a great home insurance policy to protect all of the things you are keeping as well as your finances. If you do not already have one in place, be sure to contact THINK Insurance & Financial Services serving Pomona, CA. They can help find a policy that fits your needs and your budget. If you do have one, they can make sure you do not have gaps in coverage and that you are not paying too much.

Living in a city like Pomona, CA comes with many perks, but a disaster-free zone is not one of them. California is known for its sunny skies and frequent earthquakes. You cannot take a chance on going without homeowners insurance in a region such as this.

Sunny Today, Shaky Tomorrow

California sits on the large and potentially destructive San Andreas Fault. You can quickly go from a vibrant homeowner to someone without a place to lay his head if a violent earthquake sweeps through the state and triggers what many call the sleeping San Andreas giant. While homeowners insurance cannot safeguard against all financial loss, it can ensure that the value of your home is credited back to you and your family.

A Lawsuit is Lurking

Many tourists visit the region throughout the year, and some come with the preconceived notion that all Californians are wealthy. You should not discount the probability of lawsuit simply because you live in Pomona, CA and not Hollywood. Homeowners insurance pays for court proceedings and settlement in the instance of you being found liable in a lawsuit.

The Bank Says You Must Be Insured

The lender is always looking out for its interests, which means that it will require proof of homeowners insurance. Some banks in California even require borrowers to obtain earthquake coverage so that the cost of the loan will be covered should a tragedy take place.  Homes located in areas where wildfires often occur may also require additional insurance for damages caused by fire.

Don’t Get Caught Uninsured

No one is going to twist your arm and force you to obtain homeowners insurance after paying off your loan. It is, however, in your best interest to maintain assurance that reimburses the value of your investment instead of preceding indemnity and coming up empty.

You might be fond of that old car. She has a name. The cracks on the dashboard have been loving taped or glued, and she still gets you to work in the Pomona, CA area most of the time. But the visits to the repair shop are increasing. You wonder if it’s time to trade in your old friend, or does it make sense to keep her on the road?

No Monthly Payment Means It’s Cheaper, Right?

You paid off the car years ago.  You’re figuring that $200 to $300 a month is cash in your pocket. However, if you are replacing belts, shocks, fuses, door panels and an assortment of other parts regularly, the dollar amount might be higher than you think. Make a pros and cons sheet and enter of cash spent recently.  Is it more than a new car payment? If it is, it might be time to head to the dealer.

Insurance Will Cover an Accident, Right?

If you haven’t checked the blue book value of your vehicle recently, you might want to. Car repairs can easily reach $5,000 due to a simple fender bender. If your reliable commuter car has a cash value lower than that, you could be shelling cash out of your pocket to get it back on the road. If there’s not enough in the savings account to cover that contingency, changes are in order.

Is It Still Keeping You Safe?

Older cars lack the crumple zones, dual-stage airbags and other safety advancements available on newer models. A new car could save you more than cash in an accident. How safe is your kid in that back seat?

Your Pomona, CA auto insurance agent can help you weigh the pros and cons of maintaining your old vehicle. Give them a call today to check on the current valuation of your car.

Have you been thinking about remodeling your home? If so, you should take into consideration that remodeling can be extremely expensive. And truth is, many times, instead of remodeling, simply redecorating the home can be a great way to transform its looks for a fraction of the price that it would cost to remodel it. One of the best places to start redecorating is in your bedroom. After all, this is the room where you sleep and spend much of your time. Here is a quick look at three tips for redecorating your bedroom.

Tip #1: Cover the windows

The windows in your bedroom need to be covered. Whether it be with blinds or curtains or both, having them covered is especially important so that people cannot look in and see you sleeping or watch you change clothes. With blinds and curtains, you can open them so that natural sunlight will come in. But when going to sleep at night, make sure you close them.

Tip #2: Put the bed next to the wall

One of the simplest ways to make your bedroom more spacious is by placing it next to a wall. You will want to leave just enough room for you to be able to comfortably fit between the bed and wall because this makes it much simpler to make the bed in the mornings before you leave for work or start your day.

Tip #3: Hang a TV

Instead of having an actual TV stand in your room, hang the TV on the wall. This will add space to your bedroom. There are many types of TV wall mounts that are exceptionally easy to install.

To learn more about redecorating your room and home insurance, contact THINK Insurance & Financial Services serving the Pomona, CA area.