California Auto Insurance: Why Comprehensive Insurance is Important

When it comes to auto insurance in California, the minimum requirement is liability insurance. You need to have bodily injury per person and per accident insurance, and property damage liability coverage. You also need uninsured and underinsured motorist coverage. 

There are other risks when you drive on California roads that you may want to consider additional insurance for. Comprehensive auto insurance is one of those additional coverages.

At THINK Insurance & Financial Services, we want Pomona, CA drivers to be fully protected when they are driving.

What is Comprehensive Insurance

Comprehensive insurance is coverage that protects you against your losses when something happens to your vehicle that is not collision-related.

When your vehicle is vandalized or broken into, comprehensive insurance will cover those losses. It will also cover some damages such as if something were to fall on your car. 

Benefits of Comprehensive Insurance

The benefits of comprehensive insurance are that it will repair or replace your vehicle for its actual cash value if something happens to it. If you only have the minimum requirements of auto insurance on your car, liability insurance will not cover you for theft, vandalism, or damages caused by other events such as falling or flying objects.

If you do not have an older car, then comprehensive insurance offers the benefit of covering you for the many risks of driving on California roads.

Get a Quote

The best auto insurance is insurance that covers you for many perils. If you want a more thorough coverage, consider adding comprehensive insurance to your policy. At THINK Insurance & Financial Services, we help Pomona, CA get the auto insurance policy that is best for their needs. Call us for a quote today.

Health Insurance Myths To Watch Out For

THINK Insurance & Financial Services serves the Pomona, CA community. We are an independent agency. We strive to help our clients find the coverage they need to protect their assets. We work with multiple carriers throughout the West Coast. This allows us to offer our clients flexible policies designed to meet their needs over time.

Health Insurance Myths

Living a healthy lifestyle allows you to minimize stress. However, sometimes you just aren’t feeling well. During these times, it’s important to have health insurance. Health insurance covers you if you need urgent care. Any emergency medical treatment is covered. Health insurance also covers your preventative care, such as yearly checkups and exams. You are also covered if your doctor prescribes medication to help you feel better. Health insurance also covers your rehabilitation after a serious injury. While you are researching coverage, avoid these common health insurance myths.

Young People Don’t Need Coverage

This is one of the biggest misconceptions regarding health insurance. Health insurance is an asset regardless of how old you are. Anyone can get sick at any time. It’s important to have yearly checkups so that you will be aware of potential issues before they get worse.

I Don’t Need A Policy Because Of Group Coverage

If you have coverage through your Pomona, CA employer’s group policy, simply relying on that policy is a mistake. Having your own individual policy provides you with more options. You can customize your individual policy to align with your needs.

Health Coverage Starts Immediately

Be aware that you will have a waiting period before your health insurance coverage kicks in. Generally, the waiting period is between 1-2 months.

THINK Insurance & Financial Services Will Help You Protect Your Assets

Visit our website to learn more information about health insurance.