How to Avoid Auto Accidents on Icy Roads

Here at THINK Insurance & Financial Services, serving the greater Pomona, CA area, we see an uptick in auto accidents during the winter months caused by icy roads. Fortunately, icy roads are not as common in this area as they are in other parts of the country. But the roads still can get icy and slick. Here are a few tips on how you can avoid auto accidents on icy roads.

Slow Down

If you are driving on a slick or icy road, slow down! You do not have to go the posted speed limit, and in fact, you should be going at least 5 to 10 miles per hour under the speed limit. Driving too fast on an icy road can cause an accident quickly.

Go Easy on the Brakes

Another tip for avoiding an accident on an icy road is to go easy on the brakes. Pump your brakes, rather than slamming on them, if you need to come to a stop. When you slam on your brakes, you may cause your car to slide. If this happens, it can be hard to stop your car.

Turn Into a Slide

The last tip for avoiding an accident on an icy road is to turn into a slide, rather than opposite the slide. Many people turn their wheel the opposite direction that they are sliding. This causes you to overcorrect and leads to fishtailing. Instead, turn your wheel in the direction you are sliding until you regain control of your car.

Learning how to drive on icy roads can help you avoid an accident, which can help to keep your auto insurance rates low. If you are in the market for a new auto insurance policy or what to compare prices, THINK Insurance & Financial Services, serving the greater Pomona, CA area, would love to help. Call us today to get started with your free quote.

Does Condo Insurance Cover Theft?

Whether your condo in Pomona, CA is on the first floor or the top of a skyscraper, it’s always going to be at risk for theft. Criminals are always looking for the edge when it comes to how they pull off their crimes, and condos can give them a perfect cover. There’s so much happening that it can be easy for them to disguise what they’re doing as something far more legitimate. If you’re concerned about condo insurance, it’s time to find out more from THINK Insurance & Financial Services. We’ll tell you whether it┬ácovers theft or not, and how you can protect yourself from thieves of all kinds.

The Long Answer

This may seem like it should have a fast answer, but unfortunately, it’s more complicated than that. The answer is that it depends on whether or not you purchase a policy that will cover personal property. You may only purchase coverage for the actual physical structure. So if your windows are knocked out by a nasty storm, you don’t have to pay to get them replaced. But if the window glass damages your favorite figurine, then you’re on your own to replace that figurine unless you have additional coverage.

Additional Considerations

Condo owners are generally bound by some type of association’s rules, and it’s up to the group to decide exactly what an owner should have to cover their home. So you may be have been under obligation to get some type of personal property consideration on your policy. In addition, condo insurance can even extend to personal property in your car, so if there’s a theft from your car, you’re covered too.

If you live in Pomona, CA and have more questions about condo insurance and theft, call THINK Insurance & Financial Services for a quote!