THINK Insurance & Financial Services is an independent agency. We work closely with multiple carriers throughout California. We help Pomona, CA residents find the coverage they need to protect their assets. We offer flexible policies designed to evolve as our client’s needs change.
Overlooked Renters Insurance Facts
The Pomona, CA community is home to several areas of appealing apartment complexes. If you plan to move into one of these rental properties, you’ll need renters insurance. Renters insurance protects your personal items if they are damaged or stolen. Liability coverage is an important part of your policy. You are covered if you invite a guest over, and they suffer an injury. You are also protected if you accidentally cause damage to someone’s property. While you are in the process of finding coverage, pay attention to these often overlooked facts.
Your Coverage Is Separate From Your Landlord’s
Many people make the mistake of relying on their landlord’s coverage to protect them in any situation. You need your own renter’s insurance policy to cover you if your belongings are damaged.
Renters insurance also covers any interior damage to the unit. If the unit is severely damaged, you can add alternative living coverage. This gives you a safety net if you have to find another place to stay until your rental unit is fixed.
If you live in an area where an earthquake may happen, you’ll need to add extra coverage. Generally, renters insurance doesn’t cover damage caused by natural disasters. Consider adding flood coverage as well, so you will be covered if a severe storm passes through the area.
THINK Insurance & Financial Services Will Help You Protect Your Assets
Visit our website to learn more information about renters insurance.