When Should I Purchase Life Insurance?

Life insurance provides benefits to your chosen beneficiaries after you have passed. The best time to purchase life insurance is when you are young and healthy. As you age, you may develop a medical condition that will raise your rates. Lock into a low rate while you are healthy. The insurance professionals at THINK Insurance & Financial Services will help you choose a policy that is right for you during this period of your life.

When you start working Full Time

Starting a full-time job in or near Pomona, CA, is an exciting event. Before you splurge on the fun things, make sure you purchase the necessities. The life insurance policy provided by your employer may not be enough. If something happens to you, ensure your family will have enough to pay off your vehicle, private student loans, apartment rental contract or mortgage, and other outstanding debt. Another expense to consider is the cost of the funeral or memorial service you prefer.

When you start a Family

Your life insurance policy death benefit doesn’t help you. Your life insurance policy benefits the people you leave behind. Feel confident that your partner and children will not suffer financial hardship due to your death. Think about the amount you owe on your mortgage, and factor in money for your partner to set aside for your children’s education. You should also consider purchasing life insurance for your children. If the unspeakable should happen, you will be able to provide a proper funeral or memorial service for your child without experiencing financial hardship.

You are never too youthful to buy life insurance. Life insurance is an investment in the future of your loved ones. Contact THINK Insurance & Financial Services to set up an appointment with one of our Pomona, CA agents. We want to help you explore your life insurance options and make the right choice.

Why should I get motorcycle insurance in Pomona?

Those that are in the Pomona, CA area will want to have some form of vehicle in order to get around the surrounding area. A very efficient vehicle that you should consider getting here is a motorcycle. When you are going to get a motorcycle here, you do need a proper insurance policy. There are several reasons why you should get a full motorcycle insurance policy when you are in the Pomona area. 

To Comply with the Law

One important reason that you should get a motorcycle insurance policy in Pomona is so you can comply with state laws. Those that are in this state and want to operate any vehicle on a public road are required to abide by the state’s liability insurance rules. These rules require that you carry a certain level of coverage, which ensures that you will be able to pay for any damages that you may cause. Having this coverage can help you to avoid penalization.

Cover your Asset and Investment

You will also want to get this insurance because it can cover your asset and investment. Anyone that gets a motorcycle will be investing in the purchase and maintenance of it. To ensure that this does not go to waste, you should make sure that you have full and proper coverage at all times. A motorcycle insurance policy will give you protection to repair or replace the bike.

Ultimately, it is a very good idea for you to get motorcycle insurance in the Pomona, CA area. When you are looking for insurance here, you should call THINK Insurance & Financial Services. When you call THINK Insurance & Financial Services you will receive the support you need to understand your options and pick a new insurance policy.