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California Insurance Blog

The importance of wearing a helmet on a motorcycle

Motorcycle helmets have been proven to save lives. In fact, according to the National Highway Traffic Safety Administration (NHTSA), “helmets are about 37 percent effective in preventing fatal injuries to motorcycle riders.”

Despite this evidence, many motorcyclists choose not to wear helmets. One reason may be that they do not understand the risks of not wearing a helmet. This blog post will discuss the dangers of riding without a helmet and why it is important to wear one. It will also provide tips on choosing the right helmet and how to fit it properly. Finally, the benefits of wearing a motorcycle helmet will be outlined.

Always Wear a Helmet

Whether you are a new motorcyclist or have been riding for years, it is crucial always to wear a helmet. It provides protection against head injuries in the event of an accident and can also help reduce your risk of other serious injuries, such as road rash.

When choosing a motorcycle helmet, there are several factors that you should take into consideration. First, consider the fit – your helmet should sit securely and comfortably on your head without being too loose or tight. Also, choose a helmet that offers adequate protection based on your riding style and level of experience. For example, if you ride aggressively on off-road terrain, you will need a different type of helmet than someone who rides on the highway.

If you have questions about motorcycle safety, please call us at THINK Insurance & Financial Services today. We proudly serve the Pomona, CA area and would be glad to help you.

The difference between whole life and term life insurance policies

When it comes to life insurance, there are two main types of policies: whole life and term life. Here we will compare and contrast the two policies so that you can make an informed decision about which one is right for you. We will also provide tips on how to choose a policy. 

What is whole life insurance?

Whole life insurance is a type of policy that provides lifelong coverage. It is designed to provide financial security for your loved ones during your death. Whole life policies offer a variety of features, including cash value accumulation and tax-deferred growth. They are also relatively simple to understand and easy to apply.

What is term life insurance?

Term life insurance is a type of policy that provides coverage for a specific period, such as 10, 20, or 30 years. It is designed to provide financial security for your loved ones in the event of your death during that period. Term life policies are less expensive than whole life policies, but they do not offer the same level of coverage or benefits.

How do whole life and term life policies compare?

There are a few critical differences between whole life and term life policies:

  • Whole life policies offer lifelong coverage, while term life policies only offer coverage for a specific period
  • Whole life policies offer cash value accumulation and tax-deferred growth, while term life policies do not
  • Whole life policies are generally more expensive than term life policies

If you have any questions about life insurance, give THINK Insurance & Financial Services a call today. We proudly serve the Pomona, CA area.

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