California Renters Insurance Frequently Asked Questions.

THINK Insurance & Financial Services wants to empower all the people in and around Pomona, CA with as much information about their insurance requirements and options as possible. This is why we have compiled this list of FAQs about renters insurance in the state of California. 

Renters Insurance FAQs 

  • Is renters insurance a legal requirement in California? No, you do not legally have to have renter’s insurance in the state of California. However, you may find yourself in a bad situation if the worst happens and you do not have it. 
  • Can my landlord require me to have my own renters insurance? Yes, your landlord can make renter’s insurance a required item in your contract. This protects them but more so you and your personal property. 
  • What may renter’s insurance cover? We cannot guarantee anything until your policy is actually written but renter’s insurance in California often covers personal items of value such as laptops, televisions, antiques, etc. It may cover loss of use of an area so you have compensation when you need to make other living arrangements, and it may protect you from some level of civil liability. These are all common coverages but discuss your personal needs with an agent. 
  • Why should I have my own renter’s insurance policy? Because your landlord’s policy will protect the building itself and not the tenants and their belongings. Protect yourself with renter’s insurance so you have one less thing to worry about.  

THINK Insurance & Financial Services serves the community of Pomona, CA with quality insurance services and we will be happy to answer any additional questions you may have about renters insurance or any other type of insurance and the California requirements or suggestions. Call us today. 

Summer Renovation Tips for Your Condo

If you’re planning to renovate your Pomona, CA condo for summer, now’s a good time to choose your projects. By planning ahead, you can ensure your condo will be ready when family and friends come to call. These tips from THINK Insurance & Financial Services offer some renovation ideas to help you get started.

Update Kitchen Appliances

Sometimes all your kitchen needs for a new look is to update your appliances. New, energy-efficient, smart appliances are sure to improve your kitchen’s function and add value to your Pomona CA condo.

Paint Interior Walls

A fresh coat of paint will make your walls pop and add color to your environment. You can choose colors that complement or contrast your décor to set the mood for living spaces within your condo.

Modernize Bathrooms

Modernize your bathroom by replacing an old vanity, adding tiling to walls, and swapping outdated faucets and lighting with contemporary designs. Complement these fixtures with attractive accessories like trendy bath towels, bath mats, and shower curtains to create the look you desire.

Install Ceiling Fans

Install ceiling fans in strategic locations to keep living spaces fresh and cool and add a decorative touch to your environment. Today’s fans come in all kinds of sizes, styles, and colors and are reasonably priced, making them great investments for your condo.

Invest in a Living Room Carpet

A beautiful new carpet can bring your living room together and make it a cozier, more comfortable environment for getting together with family and friends. By investing in quality carpeting that maintains its attractive appearance, you can enjoy its beauty for years to come.

Once you’ve completed your renovations, take the time to update your condo insurance to include these upgrades in your policy. For quality condo insurance coverage at reasonable costs, contact your THINK Insurance & Financial Services agent today.