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300 S. Park Ave, Ste. 903
Pomona, CA 91766

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California Insurance Blog

Why Protecting Your Family Is Easier With Independent Insurance Agents

You want to do all you can to protect your family. This is done by having the right insurance policies in place. Who better to help you with insurance policies than independent insurance agents? They can help to navigate the insurance scene in California on your behalf.

One of the most important things to know about independent insurance agents is that they are savvy. They were of the first to use social media and they know how to embrace all that is unique about a community. This is going to help you tremendously as they know how to make personal recommendations for you when it comes to coverage.

They are going to talk to you about what is required by the state as well as what the best ways are to provide coverage for your family. This can deliver a significant amount of peace of mind knowing that you are buying a policy that is truly best for you – not what is best for an insurance company.

Independent insurance agents can also save you a lot of time. You don’t want to have to do all of the research on your own. You shouldn’t have to study insurance just to get a better sense as to what you are purchasing. Agents can guide you through everything and educate you along the way.

You don’t want to spend more to protect your family than necessary, either. Quotes can be obtained from some of the top insurance companies throughout California by the agents so that you don’t have to do it all.

THINK Insurance & Financial Services is here to help you with all of the details when it comes to purchasing insurance in Pomona, California. Call now and one of our independent agents will answer questions, find coverage, and get quotes to help with the comparison process.



Ontario, Ca Home Liability Coverage

Living in Ontario, CA means being a responsible homeowner. Having homeowner’s insurance is a must – and most policies will include home liability coverage. Understanding how this coverage can help you save money is important as it will allow you to have sufficient amounts on the policy.

You need this liability coverage in the event someone has an accident on your property. This is anyone who is a guest and doesn’t actually live in the house with you. Visiting family, friends, contractors, and others could injure themselves on your property or in your home. Examples include:

  • Tripping down the stairs
  • Slipping on a frozen sidewalk
  • Falling in the yard

Whatever the accident, it is possible for someone to get severely hurt. They may sue you and the home liability coverage will generally take care of legal costs. This will ensure you are properly represented in a court without it costing you a fortune.

If you are deemed liable for the accident, you may be responsible for paying for pain and suffering that the person has dealt with from the accident, lost wages, medical bills, and much more. There is no saying how much this could add up to – it is based on severity of the accident. If you don’t want to pay for these out of pocket, you need the liability coverage.

The more coverage you have on your policy, the better. This will minimize the amount of money that you could potentially pay out of pocket if someone ever gets hurt on your property.

At THINK Insurance & Financial Services, we want the very best for you and your home. Contact us today to learn about home liability coverage in Ontario and what it’s going to cost for you to get a comprehensive homeowner’s insurance policy.



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