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California Insurance Blog

Wildfire Damaged My Car, Now What?

With modern living in California, the risk of wildfire is becoming more and more of a reality. A home development and communities reach out further and further into areas previously just open land, the interface of high risk zones and property is becoming more of a reality. That involves all types of property as well, not just homes. The number of vehicles being caught up in fire areas as well as being damaged on affected properties is a grow reality as well. Even during an evacuation, cars will be exposed to falling ash, heat, flames, and debris, all of which cause damage small and large.

Fortunately, those with a comprehensive auto policy will find that their coverage can very well address a good amount of the exposure damage and restoration. Much depends, however, on the policy wording as well as the type of policy coverage a car owner had in place prior to the damage occurring. While some policies will deal with issues right from the start, others have deductibles that the car owner has to address first before the coverage kicks in.

For those in the Southern California area and near Pomona, CA, THINK Insurance & Financial Services is well aware of the growing wildfire issues in the general southern state area and can help. They can craft an auto policy that anticipates regional wildfire risk and keeps car owners and homeowners whole. Give them a call to find out more. Sometimes you have to run to get out of the way of a wildfire, but that doesn’t mean you need to take unnecessary losses in the process.

Keep Your Pomona, CA Home Ready for Emergencies

Pomona, CA is a beautiful place, and living there can be a great way to enjoy the beauty of nature and still have plenty of amenities close by. While you’re appreciating all the area has to offer, though, don’t forget that it’s a good idea to make sure your home is ready for emergencies. You can do that in several ways, including having flashlights and extra batteries on hand in each room, and installing smoke detectors and carbon monoxide detectors.

Fire extinguishers are also a good way to protect your house, as is having a list of contact and emergency numbers you can call as needed. A first aid kit and extra food and water are also excellent choices for an emergency, because it’s hard to tell what you might need. With a severe storm or an earthquake, you may be without power or other services for some time. The more you can protect yourself and your home in those cases, the better off you will be. Knowing you have those preparations can also give you peace of mind, and help you handle any emergency that comes your way.

As you prepare your house for emergencies, take the time to review your homeowners’ policy and make any needed changes to it. When you find home insurance through THINK Insurance & Financial Services, you get the personal service you want with the strong levels of coverage you need, all for an affordable price. Your agent can help you determine whether the coverage you have is right for you, or whether there are additional coverage options you want to consider. There’s nothing like feeling prepared for nearly any eventuality to help you relax and really enjoy everything that makes Pomona a great place to live.

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