How Often Should You Update Your Home Insurance Policy?

Updating your home insurance policy should be second nature to most people, but unfortunately, the reality is much different than what should be. If you haven’t looked at your policy for a while, perhaps it’s time to dust it off to find out if there are some holes in your coverage. 

When You Care  

THINK Insurance & Financial Services has seen too many people in Pomona, CA do everything they can to improve their homes without taking the time to insure it all. When you care about your home, you make the updates and additions to increase its value. Anytime you do this is the time to pull out your home insurance policy. It could be a simple as changing your lighting to recessed in your kitchen and living room. These changes may not mean that you have to update your policy, but based on the terms and conditions, you may not get financial help on any damage that happens to the new parts of your house if your insurance carrier wasn’t notified. 

THINK Insurance & Financial Services

If you haven’t done anything major to your house, you should probably consider looking at your policy every year or so. Our agency is here to walk you through anything that may have happened that would require you to update your policy. For example, you may have made a few smaller purchases (e.g., several pieces of jewelry) that move you out of the limits for your coverage. Whether you need to make changes or not, we’re here to prompt you to remember it all so that you have everything covered in the event of a severe storm or criminal break-in. Call us for more information and a quote if you live in Pomona, CA.