Classic car owners may tend to baby their vehicles or even practically treat them like members of the family – and who could blame them? Classic vehicles are some of the most beautiful, most unique, and rarest cars seen in the Pomona, CA area today. Naturally, part of taking the best care of your beautiful classic car includes having good classic car insurance that covers the vehicle in case of emergency. The exact rates for your classic vehicle insurance coverage will be determined by your insurance agent. Rates vary depending upon several factors, which can include:
- Your Driving And Insurance History: For example, having excessive past traffic violations, a number of insurance claims in a short period of time, or a large number of car wrecks could cause your classic vehicle insurance rates to be higher. The more spotless your past driving record, the lower you can usually expect your rates to be.
- The Amount Of Driving You Do: Some classic car owners use their vehicles only part of the time and this can impact your rates. For example, if you have a classic car that is used mainly as an entry in car shows around your area, you probably aren’t putting too many miles on the vehicle each year. The less you’re driving it, the lower your risk for wrecks and other damage is considered to be, thus you might get lower rates if you don’t use the vehicle much.
- Your Policy Preferences: The exact amount of coverage that you want will naturally have a big impact on your rates. If you want full replacement value insurance that includes all the upgrades and modifications you’ve done on the car, the policy will be pricier, for example.
Whether you want a high level of coverage or just the state minimum, your classic car needs to be covered. Our THINK Ins. & Financial Services independent agents can give you free live quotes anytime, or you can use our free online quote comparison tool to get multiple insurance policy prices from several major insurance companies at one time. Feel free to check it out anytime!