California requires all drivers to have a way to pay for any accidents that they are liable for. This can be done in any of several ways, but the most common is for drivers to have auto insurance on their vehicles. If you need an auto insurance policy, call us at THINK Insurance & Financial Services in Pomona, CA for more information or to check out an auto policy.
Minimum Liability Coverages
If you choose to get auto insurance to cover your liability in case of an accident, you’re not alone. While there are other ways, insurance is the easiest way to get this taken care of and to make sure that you are able to handle the costs of an accident that you are at fault for. There is a minimum amount of coverage that you have to have for injury liability. This is one amount for each person who is injured or killed as well as for the injury or death of more than one person in the accident. There is also a minimum amount required for any damage that you do to someone else’s property.
While it isn’t a mandatory type of insurance in California, there is also collision or comprehensive insurance. This covers your own injuries and property damage if you have an accident. However, having this type of coverage does not make you a legal driver. Everyone who proves their financial strength through insurance must have the liability types on their vehicles.
Get Your Auto Insurance
If you need auto insurance on your vehicle, call us at THINK Insurance & Financial Services in Pomona, CA. Make an appointment to talk to a licensed agent who can tell you more about each part of your mandatory coverage.