In the state of California, you can receive a ticket for talking, texting or using your cell phone while you are driving. While most drivers in the state are aware of this law, many people are unaware of how your auto insurance may be impacted if you use a cell phone while you are driving. At THINK Insurance & Financial Services, serving the greater Pomona, CA area, we want to help you better understand how using a cell phone can impact your auto insurance in California. Here is more information.
Using a Cell Phone is Not a Moving Violation
In some states, using your cell phone while driving is a moving violation. This means that the violation will most likely impact your auto insurance rates. In the state of California, using your cell phone while driving is not considered a moving violation.
Each Insurance Company Has Different Policies
While using your cell phone while driving is not a moving violation, insurance companies can see the violation. The way they decide to handle it is up to them. Some companies will only increase your rates for moving violations, while other companies can view you as more of a risk or liability due to the infraction. If you have received this type of ticket, there is no way to predict how it will impact your auto insurance in California.
The way a cell phone ticket is handled varies from company to company in the state of California. The best way to keep yourself safe and prevent your insurance rates from increasing is to not use your cell phone while you are driving. Are you looking to purchase a new auto insurance policy in the greater Pomona, CA area? THINK Insurance & Financial Services can help you find the policy that is best for you. Visit our website now to obtain an estimate.
Living in Pomona, CA can be a beautiful thing if you have high-quality health insurance protecting you and your family. Please read through the information prepared below to learn more about how we at THINK Insurance & Financial Services can help get you the coverage that you need.
Health Insurance Keeps You Safe
Even if you don’t have a job that provides your family with coverage, you need to find health insurance ASAP. Many policies are designed specifically for families to ensure maximum protection for everyone.
These policies typically utilize specific coverage options that manage health problems that are particular to families. These include elements like maternity leave and daycare options for when you’re at work.
Factors to Consider
Before you buy any health insurance policy for your family, you need to consider the following elements, such as:
- Cost – Make sure you don’t pay too much for your plan.
- Coverage Limits – Try to find policies that coverage elements like daycare and child health.
- Payment Types – Do you want an area-specific plan or one that provides more coverage?
- Stackability – Can you add other policies to your insurance plan, such as car coverage?
- Primary Liability – Protect your family from lawsuits with liability help.
These simple considerations will provide you and your family with guidance towards finding an excellent policy. Remember: paying more for a plan doesn’t always mean that you’re getting the best coverage.
Get Some Help Today
So if you live in Pomona, CA and you want health insurance that will protect your family, please contact us at THINK Insurance & Financial Services right away to learn more. We will take the time to help you learn more about these elements and will do what is necessary to help you succeed.