Should You Have Motorcycle Insurance All Year Round?

Owning a motorcycle in an area that snows or get icy in winter means you will likely not be riding during that season. Insurance in winter is typically handled by motorcyclists through reducing coverage, increasing the deductible, or simply canceling your policy. But, these options can cause changes in your insurance that may not be beneficial. Some insurance companies offer special motorcycle storage policies that can cause certain parts of your coverage during winter. 

The expert insurance agents at THINK Insurance & Financial Services of Pomona, CA have helped countless individuals with their motorcycle insurance needs year-round. If you are planning to store your motorcycle in the winter, we can assist you with different coverage options.

Year-Round Coverage Details

Maintaining consistent insurance on your motorcycle throughout the year has benefits. Canceling your insurance may have adverse effects that add costs and interrupts coverage. Keeping your coverage could save money in the long run. Some factors to consider when canceling your insurance: 

  • Consistent protection – Even though you may not ride your motorcycle in winter, there are still reasons to keep coverage. Theft and damage can still occur while your vehicle is parked or stored.
  • Fees and penalties – If you cancel your insurance early, there may be fees and penalties you need to pay. Many companies require one-year terms and interrupting this agreement will add penalties.
  • Canceled by a company – Some insurance companies may refuse to insure you if they find a pattern of canceling every year. You will need to find another company for new insurance and this can add extra costs.

Quality Motorcycle Insurance in Pomona, CA

Contact THINK Insurance & Financial Services of Pomona, CA to get a hassle-free motorcycle insurance quote. Our team will be happy to answer any questions you have about your coverage options. We work hard to find the best insurance products for our customers at affordable prices. Give us a call today to find out more.