California Renters Insurance Frequently Asked Questions.

THINK Insurance & Financial Services wants to empower all the people in and around Pomona, CA with as much information about their insurance requirements and options as possible. This is why we have compiled this list of FAQs about renters insurance in the state of California. 

Renters Insurance FAQs 

  • Is renters insurance a legal requirement in California? No, you do not legally have to have renter’s insurance in the state of California. However, you may find yourself in a bad situation if the worst happens and you do not have it. 
  • Can my landlord require me to have my own renters insurance? Yes, your landlord can make renter’s insurance a required item in your contract. This protects them but more so you and your personal property. 
  • What may renter’s insurance cover? We cannot guarantee anything until your policy is actually written but renter’s insurance in California often covers personal items of value such as laptops, televisions, antiques, etc. It may cover loss of use of an area so you have compensation when you need to make other living arrangements, and it may protect you from some level of civil liability. These are all common coverages but discuss your personal needs with an agent. 
  • Why should I have my own renter’s insurance policy? Because your landlord’s policy will protect the building itself and not the tenants and their belongings. Protect yourself with renter’s insurance so you have one less thing to worry about.  

THINK Insurance & Financial Services serves the community of Pomona, CA with quality insurance services and we will be happy to answer any additional questions you may have about renters insurance or any other type of insurance and the California requirements or suggestions. Call us today.