Do Health Insurance Companies Share Information With Each Other?

Oftentimes you may consider simply switching health insurance providers based on the rates that you’re getting right now. This can be a smart idea, but you should know that all Pomona, CA insurance companies are going to have access to the same information.

And it’s not just the insurers sharing this information.

Essentially, every insurance company you could hope to buy from has every piece of medical data that exists about you and is available. They talk with doctors and hospitals, they look at your records, they talk to your dentist if need be, and of course, they talk to each other. The insurance game is competitive, sure, but it doesn’t really do these companies any good to keep secrets from one another.

If some of the information that your previous insurer had is false or was registered in error, fortunately, there are ways to have this taken care of. Medical check-ups are, after all, where we get the term "second opinion." If your previous physician noted your high blood pressure, but you were just having a stressful day when you took the exam, there’s no reason that you can’t have a follow-up exam taken and submit those new results to your insurance company.

Ultimately insurance companies are looking at your medical records for your benefit as well as your own. They need to know the risk that they’re taking in covering you, and of course, they need you to be aware of those risks, as well.

If you’re looking to get covered in Pomona, CA, get in touch with THINK Insurance & Financial Services and see what we can do for you. You can call us, or get in touch through the THINK Insurance & Financial Services website.