Skip to content
Click to Call
Think Insurance Financial Services

300 S. Park Ave, Ste. 903
Pomona, CA 91766

Get Directions

California Insurance Blog

Two Types of Life Insurance

Having a family means having people who depend on you. You need a good life insurance policy when you need to leave something behind after you’re gone. There are two main types of these policies. Each of them has its pros and cons. Leaving loved ones behind with financial burdens isn’t what you want to do, and life insurance can help. When you want a policy of your own, call us at THINK Insurance & Financial Services in Pomona, CA.

Whole Life Insurance 

This type of life insurance is popular with those who want to have ownership over their policies. When you get a whole life policy, the policy stays good for as long as you continue paying for the policy. It doesn’t expire. When you have this policy, you can get coverage that the company can’t cancel if you keep making the premiums. With the other type, the policy expires. Many people like that you don’t ever have to get a new policy, no matter your age. These policies also have a cash value built up over the years. The policyholder can borrow that amount if they need it. This gives many people extra peace of mind. 

Term Life Insurance 

This type of insurance has an expiration date. It stays good for the number of years written into the policy. The tradeoff to this is that these policies can be very inexpensive. When people struggle to include life insurance in their budgets, they often choose term life insurance because of its affordability. A low monthly payment can mean coverage for people who otherwise couldn’t afford life insurance. 

Get Covered with Life Insurance

When it’s time for you to choose a life insurance policy, we’re here to help. Call us at THINK Insurance & Financial Services in Pomona, CA. 

Recent Posts

Recent Comments




    Servicing States

    • Alabama
    • California
    • Georgia
    • Hawaii
    • Nevada
    • North Carolina
    • North Dakota
    • Texas


    Partner Carriers

    • Allied
    • Biberk
    • CSE
    • Employers
    • Explorer ICW
    • Foremost
    • Infinity
    • Mercury
    • National General
    • Nationwide
    • NEXT
    • Pacific Specialty
    • Progressive
    • Safeco
    • Stillwater