Any motorcycle operator on the roads in California is required to have minimum liability insurance. That means that if you’re in a motorcycle wreck and you’re liable, the law requires you to pay the damages. The required minimum liability coverage for a motorcycle in California is $15,000 per person, $30,000 per occurrence and $5,000 in property damage

It doesn’t take much of a hit to cause $5,000 in property damage. If you have a rider and wipe out, and your rider ends up in the hospital for two weeks, $15,000 will be exhausted in a few days. If you’re hit by an uninsured driver, you’re going nowhere with your minimum liability coverage, because you’re not insured for that risk. If you’re hit by somebody else who’s riding on minimum coverage, your out of luck too after their $15,000 runs out. Minimum coverage just isn’t enough.

We’re independent insurance agents. We’re responsible and trustworthy people who live and work with you in your community. As opposed to most agents, we don’t just sell policies for one single company. We can offer you a variety of motorcycle insurance policies and coverage that can be customized to meet your individual insurance needs. When we speak, you’ll recognize those needs and want to cover them. That way, if you’re in a serious accident, you’ve prepared for all of the contingencies.

The options we can offer you are far greater and much more varied than what an agent for one of the super sized insurance companies can even talk about. We give you choices that will cover you all the way around. Even if you’re not shopping for motorcycle insurance, give us a call, and we’ll be happy to give you an evaluation. You’ll be happy you called us.

Whether you plan to live in Southern California or Northern California, there are always adventures waiting around the corner. From Universal Studios to a few days at the beach, you're sure to appreciate the warm weather, friendly people and food from around the world. Take your kids to Disneyland so they can have memorable experiences they'll treasure throughout their lives. Once you find the ideal apartment, contact our agents for more information about renters insurance coverage.

If you're renting an apartment in California, you can protect your belongings with renters insurance coverage for pennies a day. In California, you may or may not reside in an apartment complex that requires you to have a renters insurance policy. You can find out whether renters insurance coverage is mandatory by contacting your landlord or property manager. Even if you learn that you are not legally obliged to have renters insurance coverage, you can still own a renters insurance policy for less than $200 a year. In other words, for about $15 per month, you can have peace of mind in knowing that your belongings are insured in case of fire or theft. You'll pay less for renters insurance than the price of a few cups of coffee at your favorite coffee shop.

Renters insurance policies typically come with liability insurance that protects you in case your supposedly best friend decides to sue you because he walked into your wall and injured his shoulder. You can also get coverage that reimburses you if you need to move out of your apartment while contractors repair damages due to a flood or fire. Visit our website to obtain renters insurance quotes, then call our agents to learn more about the low cost of California renters insurance.

Insurance products are developed to help people manage the heavy expenses that life can bring. When a policy is used for covered perils the insurance company indemnifies the policyholder by issuing the funds to pay for the loss. When it comes to health insurance you will need to know the steps to take in order indemnify your benefits in Charter Oak, CA.

How to Indemnify Benefits Under Your Health Insurance Policy

Following the right steps to indemnify health care benefits can be done by follow the right steps.

• Once all services for the doctor visit have been completed ask your doctor for a list of the charges. The bill will list each procedure and the cost associated for the service provided. Attach your receipts to the form to prove that you have paid the bill.
• Fill out the claim form that your insurance company needs before payment can be provided. Make sure to fill out all the blanks and sign the form to avoid delay in payment. Make copies for your own records and reference.
• Once payment has been received, take the time to review the claim form to verify that all the charges had been paid out.

To learn more about filing a claim using your health care policy contact us to speak with your independent agent. As your agent we can help answer all of your questions and even help you find a policy to meet all your needs. You can also use our website to compare the rates for all types of insurance products that life demands for you to own.

The critical element to saving money on home and auto insurance is the ability to compare prices and policies side by side. With our online insurance comparison tool, you can find the most affordable insurance for your particular needs easily and quickly. Whether you need coverage for your home or automobile in Ontario, CA, we provide you with prompt, accurate quotes so you can choose the most coverage available within your budget.

Our insurance company serves the entire San Gabriel Valley from Ontario to Claremont to Montclair. The automobile and home insurance market has grown intensely competitive with the rise of online comparison capabilities. If you are seeking the lowest rate on auto or home insurance, you can shop conveniently from home and have access to multiple policy quotes from highly rated insurance providers-names like Progressive, Travelers and Safeco. A side-by-side comparison allows you to:

• Compare multiple rates from top rated insurance companies.
• Switch policies to save money easily and efficiently.
• Find the appropriate coverage with a price within your budget.

You would never take out a mortgage and buy a house without first touring at least several potential homes. Nor would you buy a car without checking prices at various dealerships. Moreover, if you have a large family, you would not spend your time checking out two bedroom homes or two seat convertibles. Through our website, you can tailor your insurance queries to your individual circumstances and save time and money.

You want to protect your family’s financial security with the right insurance policies, and you want the best possible price for that security. Use our online tool for live, comparative quotes, or call us today to discover how easily and efficiently we can find the highest amount of coverage for the lowest price possible.

Renters face many of the same risks as homeowners face and they should have renter insurance to guard against those risks. Did you know that your landlord’s insurance will not cover the loss or damage to your personal possessions? If you are renting an apartment in Pomona, CA and become a victim of theft, you can not file a claim against your landlord to recover your loss. Your landlord’s insurance only covers damage to the building or unit that you are living in, not loss to a tenant’s personal property.

Renters insurance is very affordable and provides several different types of protection. It typically covers loss of any personal property such as clothes and furniture that might get destroyed in a fire. It also provides liability coverage in the event that a visitor to your home gets injured and wants you to pay for their medical care.

A renter insurance policy can also pay for temporary housing if your home becomes uninhabitable for any number of reasons. While the standard renters insurance policy does not cover high-value items like antiques or very expensive jewelry, if you do have such items, you can buy additional coverage to insure those items.

If you are a student attending college and living in a dormitory on campus, you are likely covered for loss of your personal property under your parent’s homeowners insurance. However, if you live off-campus, you are not covered by your parents insurance and you should consider purchasing a renters policy.

Whether you are renting temporarily or long-term, having renter insurance is a good idea. You might not realize it, but all of the things you own, from dishes and clothes to computers and furniture, can cost a sizable amount to replace. It only takes one incident (loss) for you to realize that you should have purchased a renters policy.