Home Insurance Basics

When you are in the market for a home or a home insurance policy, it is best to know what you are looking for. You likely have a good idea of what you want in a home but most people do not even think of what they need in a home insurance policy. Some people may even think to not purchase one. However, it is always recommended and before you purchase a home insurance policy, there are a few basics to understand. These are some of the basics of home insurance as provided by THINK Insurance & Financial Services serving Pomona, CA.

  • It comes in all shapes and sizes. Just like every home is different, there are many different kinds of home insurance policies. It is important to take a look at your needs and your home to make sure you get the coverage that is best for the home.
  • There can be gaps in coverage. While you may expect home insurance to cover anything that could go wrong in your home, that is not the case. Some policies may not even cover water or flood damage. It is important to look at the policy to see what is covered and what is not covered.
  • It may not be required to have. If you do not have a mortgage, you may not be required to have home insurance. However, you should always consider it just in case anything were to happen to your investment. You never know what may happen tomorrow.

If you would like to learn more about your options or get some quotes for home insurance, be sure to contact THINK Insurance & Financial Services serving Pomona, CA. They will even take a look at your current policy to make sure there are no gaps.