Will My Insurnace Go Up if I’m not At-fault in an Accident?

There is so much to do in Pomona, CA. From visiting the Auto Club Raceway to spending a day at the American Museum of Ceramic Art, there’s a little something for everyone. And don’t forget about the amazing weather that makes it enjoyable to go out and about year round.

But as with anything in life, there are troubles to be expected, such as getting involved in a car accident. Fortunately, though, if you have automobile insurance, you can rest assured that you will be protected with the right coverage.

With a basic liability policy, any damage to anyone else’s vehicle or property will be covered if it is your fault. With a full coverage policy, both your car and the other involved cars and property will be covered if it’s your fault, and you’ll only be liable for the deductible.

The question you might be asking yourself, though, is whether or not your insurance rates are going to go up if you get involved in an accident. Truth is, it just depends.

A collision in the 91766 zip code area that is your fault will likely cause your rates to go up, but only if it’s a major accident. A minor fender bender probably won’t affect your rates as long as you haven’t had an accident or traffic violations for several years.

If you’re not at fault, there’s a very good possibility that you’re rates won’t go up, but this isn’t always the case. Because statistics show that someone in one accident is much more likely to have another one, some insurance agencies go ahead and raise rates regardless of whose fault it is.

If you would like more information on how accidents affect your insurance rates in California, we are here to answer any of your questions.