If my vehicle is repaired at any auto shop that I select, will my insurance company reimburse me?

After an accident in Pomona, California, you may be tempted to take your vehicle to your preferred auto shop to handle the repairs. Depending on the auto insurance policy that you purchased, you may or may not be reimbursed for the full cost of the repairs.

Insurance Policy Details

Some insurance companies may require that you take the vehicle to an auto shop that they selected. If that is the case, then you may not be able to take the car to your preferred auto shop for repairs because the insurer will not pay for the damages.

The reason that insurers may ask that you take the vehicle to a specific shop is the information and charges that are added to the repairs. Your shop may charge a different rate, so the insurer may not be willing to pay for the repairs. Even though some insurers may have specific shops for vehicle owners, other companies may reimburse you for the repairs at any shop. Read your policy to determine if a clause will limit your options.

Claiming a Reimbursement

If your insurer allows you to take the vehicle to any shop, then you may claim a reimbursement on your auto insurance policy. The insurer may ask that you provide an estimate before any work is started if you want to get a reimbursement. When the insurer has approved the work, make a claim with proof of the expense after the work is completed.

Repairs on your car may or may not require the assistance of a specific shop. Depending on your insurer, you may or may not be able to claim a reimbursement. Contact us to talk to an agent for more information.