In the state of California, you can receive a ticket for talking, texting or using your cell phone while you are driving. While most drivers in the state are aware of this law, many people are unaware of how your auto insurance may be impacted if you use a cell phone while you are driving. At THINK Insurance & Financial Services, serving the greater Pomona, CA area, we want to help you better understand how using a cell phone can impact your auto insurance in California. Here is more information.
Using a Cell Phone is Not a Moving Violation
In some states, using your cell phone while driving is a moving violation. This means that the violation will most likely impact your auto insurance rates. In the state of California, using your cell phone while driving is not considered a moving violation.
Each Insurance Company Has Different Policies
While using your cell phone while driving is not a moving violation, insurance companies can see the violation. The way they decide to handle it is up to them. Some companies will only increase your rates for moving violations, while other companies can view you as more of a risk or liability due to the infraction. If you have received this type of ticket, there is no way to predict how it will impact your auto insurance in California.
The way a cell phone ticket is handled varies from company to company in the state of California. The best way to keep yourself safe and prevent your insurance rates from increasing is to not use your cell phone while you are driving. Are you looking to purchase a new auto insurance policy in the greater Pomona, CA area? THINK Insurance & Financial Services can help you find the policy that is best for you. Visit our website now to obtain an estimate.