Are you interested in life insurance but prefer not to see a doctor? The THINK Insurance & Financial Services professionals, serving Pomona, CA, can assist. While most life insurance policies require a medical examination, there are options available that don’t necessitate a doctor’s visit. However, these policies may require special considerations.
Below, we’ve outlined what you need to know about life insurance policies, doctor visits, and how to secure a life insurance policy without a medical examination.
Does Life Insurance Require a Doctor’s Appointment?
Most life insurance policies require the insured to undergo a medical examination before the insurance policy can be issued. However, some policies do not require a doctor’s visit. These policies are usually available at a higher premium and may not offer as high a benefit as standard life insurance policies.
How Can I Get Life Insurance Without a Doctor Appointment?
If you’re interested in getting life insurance without a medical examination, discuss this with your insurance agent. Your agent at THINK Insurance & Financial Services, serving Pomona, CA, can help you find a policy that does not require a doctor’s visit.
If I See a Doctor for My Life Insurance Policy, What Can I Expect?
Medical examinations for life insurance are generally quick and straightforward. The doctor may ask you questions, draw blood, take a urine sample, and conduct a general physical examination.
Regardless of the type of life insurance you’re interested in, the professionals at THINK Insurance & Financial Services, serving Pomona, CA, can assist. Call today to get started with your life insurance policy. We work with many carriers, and we’re here to help.
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