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300 S. Park Ave, Ste. 903
Pomona, CA 91766

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California Insurance Blog

Things you may not know about condo insurance in Pomona, CA

It is important for condo owners to obtain the right coverage in the Pomona, CA area through an agency like THINK Insurance & Financial Services. However, condo insurance is unique and has some differences from other types of property coverage like homeowners insurance or renter’s insurance. 

As a general rule condo insurance will cover personal property within the dwelling and the structure itself from things like vandalism, theft, or severe weather. However, condo insurance may also cover certain pieces of property that are technically owned by an association rather than the individual owner. There are also times when a condo association can expect an owner to bear the burden of certain costs or increases in fees that can be covered by condo insurance. This is very helpful as a way of helping the condo owner maintain their finances and avoid sudden and unexpected expenses from an association. It is important to check with your association to see if they have some kind of blanket policy that will common things like common areas, elevators, stairwells, shared entrances, etc. that are not clearly the responsibility of one owner. This may be explained in your association’s bylaws. 

Like homeowners insurance, condo insurance can also protect the owner from lawsuits tied to events that happen on or near the property, as well as relocation expenses if the unit needs to be temporarily evacuated during a disaster. 

To speak to a local agent that serves that Pomona, CA area, contact THINK Insurance & Financial Services. They can discuss specific policies and help you get the right type of coverage based on your condo. 

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