An eMoto is an electric motorcycle, also known as an off-road electric bike. It is a powerful two-wheeler that bears some resemblance to a dirt bike with handlebars and a straddle seat. Usually they are designed for performance. If this vehicle is street legal, insurance is necessary. Because these are expensive items, it’s a good idea to get it insured against theft or damage. Your standard home or renters insurance might fall short, so it’s better to get a specific policy for comprehensive protection and liability. An eMoto should be thought of like a dirt bike or motorcycle, requiring specialized insurance.
Insuring Your eMoto
Keep in mind that in the State of California you are required to wear a helmet while operating an eMoto and have an identification plate and registration with the DMV. It is under the same rules as other off-highway motor vehicles. While insurance is not mandatory, it’s still highly recommended. Homeowners or renters insurance generally offers minimal coverage. High value motor items such as an eMoto may even be excluded. Comprehensive coverage will cover you in case of theft, damage, vandalism and perhaps even gear and modifications. If you get into an accident, liability insurance will have you covered in case of property damage or injury claims.
THINK Insurance & Financial Services serving Pomona, CA
If you are in the Pomona, CA area and would like to insure your motorcycle or eMoto, please contact us at THINK Insurance & Financial Services. We will get you in touch with one of our friendly and knowledgeable agents who will do their best to help you get the policy that is just right for you.
Recent Comments