Adding a family member to your health insurance policy is one of the easiest ways to protect their well-being while reducing out-of-pocket expenses during a medical emergency. In most cases, adding a spouse and children is possible. Depending on your policy, you may be able to add stepchildren and other dependents, up to age 26. At THINK Insurance & Financial Services, serving Pomona, CA, we help our clients navigate this process to streamline the addition of new family members to health insurance policies year-round.
Review Your Policy
Before you can add a family member to any insurance policy, you’ll want to take a bit of time to review your existing policies and their terms. Some employer-sponsored and marketplace plans will allow you to add a spouse and children to your plan. Understanding your policy is the first step you’ll have to take to better gauge your options.
Add-On Benefits
To maximize coverage, look for optional benefits you can include in your policy, such as dental and vision insurance, prescription drug coverage, telehealth and urgent care access, mental health and counseling, and maternity and newborn care. Choosing the right insurance tier is also a choice you do not have to make alone when working with a trusted insurance agent.
Whether you’ve just gotten married or you have children who are growing up but still dependent on your care, adding family members to your health insurance policy is one of the best ways to protect everyone in your household. If you’re thinking of adding family members or dependents to your insurance policy, THINK Insurance & Financial Services can help. To learn more about your options in Pomona, CA, contact us.
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