{"id":406,"date":"2021-04-05T04:00:00","date_gmt":"2021-04-05T10:00:00","guid":{"rendered":"https:\/\/www.think-ins.com\/blog\/?p=406"},"modified":"2021-02-21T23:13:02","modified_gmt":"2021-02-22T05:13:02","slug":"what-to-look-for-in-health-insurance-for-pre-existing-conditions","status":"publish","type":"post","link":"https:\/\/www.think-ins.com\/blog\/what-to-look-for-in-health-insurance-for-pre-existing-conditions\/","title":{"rendered":"What to Look for in Health Insurance for Pre-Existing Conditions"},"content":{"rendered":"<p>If you or a closed loved one has a pre-existing condition, you must have&nbsp;health insurance.&nbsp; However, when looking for health insurance, you have to find one that effectively meets your family&#8217;s specific health needs.&nbsp; Our agents at THINK Insurance &amp; Financial Services serving the Pomona, CA area could work with you to find the best plan that could cover you and your family&#8217;s&nbsp;health conditions.<\/p>\n<h2>Find a&nbsp;Reasonable Plan<\/h2>\n<p>In California, there are various types of health insurance plans.&nbsp; There are HMOs, PPOs, and plans for people with low-incomes.&nbsp; However, if you have a pre-existing ailment, it&#8217;s important to find one that could cover your condition.&nbsp; In 2014, California law made it illegal for an individual health plan to deny coverage or charge high premiums because of a person&#8217;s condition.&nbsp; So the state created a marketplace called&nbsp;Covered California that helps you determine if you qualify for a program that meets your needs and finances.<\/p>\n<h2>Two Programs for People with Pre-Existing Conditions<\/h2>\n<p>When finding a health insurance plan that fits your health situation, you could also try looking at special programs.&nbsp; California has created a couple of programs for people with pre-existing conditions who can&#8217;t get a regular plan.&nbsp; One of those is known as&nbsp;the Major Risk Medical Insurance Program (MRMIP).&nbsp; This insurance program is&nbsp;state-funded and does sometimes have a waiting list due to limited funding.&nbsp; Those who qualify for the program participate in&nbsp;paying&nbsp;monthly premiums to cover its cost.<\/p>\n<h2>Contact us for help in Finding a Plan<\/h2>\n<p>Finding the right plan for you or your family member&#8217;s pre-existing condition takes a lot of&nbsp;work.&nbsp; Let one of our trusted insurance agents at THINK Insurance &amp; Financial Services&nbsp;assist you.&nbsp; Contact us regarding what policies are available today.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp; &nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you or a closed loved one has a pre-existing condition, you must have&nbsp;health insurance.&nbsp; However, when looking for health insurance, you have to find one that effectively meets your family&#8217;s specific health needs.&nbsp; Our agents at THINK Insurance &amp; Financial Services serving the Pomona, CA area could work with you to find the best [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[8,9],"class_list":["post-406","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-pomona-ca","tag-think-insurance-financial-services"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.think-ins.com\/blog\/wp-json\/wp\/v2\/posts\/406","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.think-ins.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.think-ins.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.think-ins.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.think-ins.com\/blog\/wp-json\/wp\/v2\/comments?post=406"}],"version-history":[{"count":1,"href":"https:\/\/www.think-ins.com\/blog\/wp-json\/wp\/v2\/posts\/406\/revisions"}],"predecessor-version":[{"id":407,"href":"https:\/\/www.think-ins.com\/blog\/wp-json\/wp\/v2\/posts\/406\/revisions\/407"}],"wp:attachment":[{"href":"https:\/\/www.think-ins.com\/blog\/wp-json\/wp\/v2\/media?parent=406"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.think-ins.com\/blog\/wp-json\/wp\/v2\/categories?post=406"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.think-ins.com\/blog\/wp-json\/wp\/v2\/tags?post=406"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}